Fees & Insurance
What To Expect
Therapy Session Fees:
Our team of highly trained counselors have been carefully chosen to help you.
Licensed Clinicians: $205 for intake assessment and $185 for a 55-minute session.
Associate Clinicians: $185 for intake assessment and $175 for a 55-minute session.
insurance & payment options
Depending on your insurance company, you may be entitled to full/partial reimbursement as we are Out of Network providers at this time.
Love Listen and Play is happy to support you in requesting reimbursement from your insurance company for our services.
Here is how it works.
Clients pay the fee at the time of the session. We will give you a receipt for you to submit to your insurance company directly for patient direct reimbursement.
Some of our clients receive anywhere from 20% to 100% reimbursement for individual therapy.
As noted, most insurance companies do not pay for therapy.
The amount (and whether you are entitled to reimbursement)is dependent on your policy benefits and if you’ve met your annual deductible.
We offer several options for those who need to pay
for counseling services out-of-pocket.
- Pay with cash, credit, or debit cards
- Use an HSA card or flex spending card
Are there any risks involved in using my insurance?
As noted, many insurance companies do not pay for counseling as they do not see relationship struggles as a medical problem.
And we agree – relationship issues are not medical problems. So they may not cover any part of your counseling.
Using your medical insurance for counseling has some risks involved to you though.
You see, in order to use your medical insurance, you must be given a mental disorder diagnosis which will now be listed on your medical records.
This may cause problems later when you might be asked “have you ever been diagnosed with a mental illness?” on a job application or when applying for health insurance or life insurance.
It is up to you but we wanted to make you aware of potential complications.
Paying out-of-pocket reduces this liability as no one will have access to your records unless required by law.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.